A comfortable home that is warm in winter and cool in summer is a major priority for most homeowners and they pay for it! Heating and cooling account for approximately 70 per cent of the average households energy costs. Thats when home insulation becomes essential in reducing ones utility bills. Many of the existing homes in the United States are not insulated to the optimum level. Older homes usually consume more energy than newer homes, resulting in higher heating and air-conditioning bills. Even if one owns a new home, adding insulation helps save money and increase the resale value of the house.

Insulation makes ones house more comfortable by helping to maintain a uniform temperature throughout the house. Walls, floors and ceilings tend to remain comparatively warmer in the winter and cooler in the summer. Insulation can also act as a sound absorber, keeping noise levels down.

It is usually possible to add insulation to any type of a house. One may be able to do the job by oneself, if the structural framing is accessible. For instance, insulation can be done in unfinished attics or under the floor over an unheated space. Or one may prefer to hire an insulation contractor. In either case, it is important to choose and install the home insulation correctly.

When installing home insulation, one has to keep in mind that the amount of energy one conserves will depend on several factors like the local climate; the type and the efficiency of the heating and cooling systems; the size, shape, and construction of ones house; the living habits of the family; and, the fuel one uses. Energy conserved is definitely money saved and the annual savings will increase if utility rates go up.